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A lot of these retirement/nursing/assisted living facilities are set up like that. either 1) you go into their facility with nothing or 2) you turn it all over to them.
Really it is her money and how she disposes of it legally (gifting or inheritance given early) she knew what she was doing and was in her right mind when giving of it. She is of medicare age so ,why not? Though Medicare only covers 80%. The remaining 20% is covered by the facility or her son will have to fork out the remaining 20% if so inclined now that he is a rich $2.5 millionaire.
I have heard many ppl , even my parents , say that when they reach a point and they cannot take care of the everyday functions of a house, medical issues, and what-nots they are going to give us our inheritence early, sign over the house, etc... and they are going into the Masonic home here in So. California.
From what i have seen at the Masonic home in So Cal from what i have seen it is resort living.
Again, There are different types of facilities....Nursing/Assisted Living, Retirement homes, etc..... I would wager a bet it would be 100% legal. It comes down to how she wants her wishes excuted and how to doll out her money and property.
Again, now this is from what i have seen and been thru as this is has been a very close topic within our family. Any GC lawyer care to take a stab at it.
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