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Originally Posted by NiaX
1. will it be on the report?
2. how bad is it for me when it comes time to move? I am not going to have them pull my credit until I am in the process of making that place my home. But I was going to pull my report and show the copies.
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1. It sounds like more than likely, it will be on the report. Yet, if you pull the report, you can definitely be sure. Also, try to track the charge down and see if you can explain it and maybe get it settled and removed.
2. If you deal with it now, it might not be too bad. Even though you pull it and provide copies, I believe that management companies like to pull your credit themselves to make sure that people don't try to alter it or hide info.
I would just try to track down who has the account now or even the original credit card company and see if you can work it out.