[NiaX]

ok... I am in the process, many months from now mind you, to move to a new apt. I just got a new position this month but I haven't been with the company a year yet. I know what is on my credit report(car note,and student loans) except my credit card. The company I was with I had other services with them. They said I could not use any other services until I paid my credit card balance. But they said that the card was charged off early this year. I wonder will it still be on my report in the later months... when I go to try to move. I haven't used it in a year, had been paying on it, and then when I lost my job, I stopped paying on it. I didn't know they charged it off until I had called them about something else.

1. will it be on the report?
2. how bad is it for me when it comes time to move? I am not going to have them pull my credit until I am in the process of making that place my home. But I was going to pull my report and show the copies.