Unlike many on my campus and others I know, I didnt have the option of mommy or daddy paying for everything. It was I pay and take out the laons or I dont go, ANd there was no way on this earth I wasnt going. I worked sometimes 25-35 hours a week and was usually taking about 16 credits a semester. Its not easy. Life is stressful whether you have to do this or not. It doesnt make you mental, but I think stronger. Yeah I have bills galore and im in debt, but I know it will be worth it. You have to take the low road inorder to get to the high one. And yeah at 22 I still live with mom, and feel there is nothing wrong with it. Im looking after my mom, but at the same time, trying to get my stuff together so in a year or two when I do move out ill be in a position were ill be semi financially stable and more independent and able to get the stuff and do the things I want. Im sorry but I cant stand people who get every single thing handed to them (not that its always their fault...i.e Im dealing with a friend like that now)