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Originally Posted by Drolefille
All too often people in accidents without helmets don't die but suffer longterm brain damage. Even with insurance, in the end they'll likely end up on Medicaid... and who is going to pay for that? You and Me.
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Which is why I think that any state that allows motorcycle riding without a helmet should also provide by law that insurance companies can refuse to cover any head injury resulting from a motorcycle accident if the injured wasn't wearing a helmet. Medicaid should be able to deny benefits as well.
Anyone who wants the "freedom" to ride a motorcycle without a helmet should have to accept responsibility for the consequences of riding a motorcycle without a helmet.