Quote:
Originally posted by RedefinedDiva
Have you attempted disputing it with the credit bureaus? If it has been the required seven years, they will take it off. Also, if Visa has no record of the account, when the bureaus contact them to verify it and they can't, they may delete it from your report. Try that if you already haven't.
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That DOES work too! I disputed some things and got 3 of them removed in 2005. I started looking more in depth at my report and was about to get one of those companies that claim to "clean up" your report. However, I realized that I could do the same thing for free, but it is very time consuming.