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Old 03-01-2006, 05:41 AM
James James is offline
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Join Date: Sep 1999
Location: NY
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Depends on your income, try not to finance a car that exceeds your ability to pay cash for.

New cars are always bad, going for something 5 years old will save you a lot of money and they ahve already taken the biggest hit of depreciation.

I know millionaires who have never bought a new car.

Price your insurance before you buy the car also . . some states are outrageous.

I have seen way too many people in and out of college bite off a hefty car parpayment cause they wanted a glittery new toy.

That payment owns you. That payment means that you can't take a few months off work if you need to, or if you are fired.

With a high payment you work just to drive.
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