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			I love my credit union.  When I first started hearing commercials for "free checking" I was completely confused.  I could not imagine anyone paying for checking.  I was really surprised when I found out that banks don't give interest on checking accounts.  Also, I was shocked when I heard that most banks minimum balance was several hundreds of dollars.  My minimum balance is $5.00.
 I temporarily had an account with the credit union at work.  I learned not all credit unions were created equally.  They debited my account for not having any transactions for three months!
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