Credit Reports can now be gotten Free I think twice a year.
If there is a doubt about a Credit Card, there is a toll free # on tha back of the card. Change anything Immediately.
If You are getting out of sorts with Credit Cards, dont just cut them up, call and cancell them!
Pay each monthly Bill of ASAP. Their Interest Rate goes up only in Small Print and if they Raise it, the Federal Govt. really doesnt have any say so about the rates.
Amazing, it becomes Usuary Rates but The Feds. only go after the Bookies,ETAL., not the C Cs !