I too, plan on moving out of my mommie's house this February.
Believe me, I am soaking all of this advice up!!!
I really don't have to buy silverware, appliances, dishes, and things as such, since I lived on campus for three years (AND I BOUGHT THE GOOOOOD STUFF!

) But I am going to take Finer Woman's advice and check the linen sales.
I also agree about the buying everything in cash idea. I already plan on putting some furniture on layaway come December.
I think I am going to ask for gift certificates for Christmas....
Good luck on moving Dove1920!!!!!