Good points Soft&Beautiful,
An easy to read but intriguing book is "Rich Dad, Poor Dad" if you haven't already read it. It has really done wonders to change my mindset as well as those around me. It might be a great jumping off point for you and your hubby.
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Originally posted by soft&beautiful
My husband and I have made a resolution for us this year---wealth-building.
MY DH dragged me to a Primerica event just to see what it was about. Now, I had heard of Primerica but wasn't too impressed with its overall set up. With that being said, I went, asked lots of questions, and left convinced about a few things that they said.
1.) If you want to be rich, why do we listen to broke people.
2.) In order to increase wealth you must eradicate debt by having a financial plan.
3.) Rich people invest their monies long term by buying things like cd's ,stock, 401 k's, and term-life insurance but more importantly investments.
4.) They read mags like Forbes and Kiplinger's (sp?)...
5.) Home ownership is wealth-building.
6.) We go about getting wealthy the wrong way; for example, buying rental properties (sfh~single family homes) are good but commercial property is better. Doing 401k's etc, through your employment will yield only "standard" living. I could go on...
7.) The most important is learning how to tithe to yourself but more importantly GOD!!!
Overall, Primerica's precepts are good although I have reservations.....
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