Quote:
Originally posted by AGDee
See, the point is, it's ok for them to dictate for smoking, because only 20% of the population smokes. But when they extend it to your eating habits (not obesity, but what you eat, because that's really what affects heart disease/high cholesterol/high blood pressure), whether you have unprotected sex (cuz you could get an STD that would cost money/time off work), whether you engage in extreme sports (because it puts you at risk). There is no difference between smoking in your home and these other things.
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No, I don't see the point because you are comparing two totally different, unrelated and uncomparable things.
There is plenty of difference between these things and smoking in your own home. Again, as I stated, none of those things will harm you in small or moderate quantities, and how much any of those things will harm you . Smoking, in ANY amount, is harmful and has absolutely ZERO benefits. As I said in my last post, where you failed to address any of my points.
You could get a paper cut on your hand, it could get infected, get gangrene, the infection could spread, and kill you. Does this mean that people shouldn't be able to use paper? No, because the chance of this happening to someone is probably about 1 in a billion.
Bottom line is that insurance is all about odds. And the odds of smoking causing physical harm to someone are much much higher than almost anything else.