Being broke sucks for sure!
What you need to do first is cut up credit cards, keep one for emergency only! "That is Emergency" only.
Get a part time Job, it is not belittleing at all. Keep Money in envelopes destignated for certain payments weekly and leave it alone!
So, when payments come due, it may be easier to pay bills.
Use the KISS Rule. Keep it simple stupid!
I mopped and waxed floors and All Of My Guys worked!