sorry for the crash...but i have to tell you how absolutely adorable your children are!! one of my sisters is going through the same exact thing with the helmet and ins co for her grandson. i had suggested that she check with easter seals for possible help with payment. i don't know if she did or what the result was, but it is worth checking into...especially since your son is receiving pt, it might be something they can help with.
best of luck
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