Quote:
Originally posted by Kasis-anon
I just have to add an "Amen" to the mention of credit cards. Avoid them like the plague. They are a terrible financial decision, do not saddle yourself with one of these until you actually have a full-time job and are able to pay for what you buy. Getting credit cards while in college have ruined many students credit ratings before they are even out in the "real world."
Just avoid them.
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See, everyone says that, but what about when you want to rent, lease, whatever one day and you don't have a credit history? People get denied things, not just for having bad credit, but even for having no credit at all. I say get a card, then lock it up somewhere. It'll be there in an emergency, but for the most part, if you don't need it, just act like it's not there.