My parents are still waiting for their insurance $$$. They received a letter sometime in the Fall saying their claim needed a closer review (or some crap). Then about two weeks later my mom read in the paper that the company that Allstate contracted with to provide my parents their hurricane coverage had gone bankrupt.
Sometime in November FEMA contacted my parents and let them know they'd be suing on their behalf to help them recover the insurance money that was owed to them.
Oh, and I shouldn't forget to mention FEMA had to intervene in the lawsuit against my parents from the City. When the contractors came out to fix my parents' house, they never returned to haul off the debris (as they were supposed to do), so the City sued my parents for several thousand dollars.
ETA: What's most infuriating about Allstate denying my parents' claim is that where they live, they've never been hit by a hurricane (they've lived in that house since 1966), so they've never had to make a claim. When they finally do, it's denied.
