Quote:
Originally posted by Rudey
I think the loan thing kicks in within 6 months of graduation if I remember right. You can delay it by going back to school.
The reason why the total income matters is in regards to the spending. Working 2 jobs and making a lot of money for yourself is different from working 2 jobs, supporting a kid, and spending money as opposed to saving it.
-Rudey
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I think, again just my opinion, that there are some folks that work two jobs to live the "fabulously broke lifestyle"--like Suze Orman's books says...
Then there are those that have to work 2 jobs to support their family, because they do not get any support from anywhere else.
Either way, it is about choices in life...
And saving may or may not be optional in either case...
I know when I was young, I was pretty uneducated about saving... I would say, what for? But now, that I am older, I wish I had saved a small percentage of my income, even if it was a CD that I could not touch for 2-5 years and use the money for items at appreciate--i.e. real estate and investments...