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There is always a way.
At my school, sororities were required, during rush, to distribute a sheet of paper outlining chapter dues and new member fees. That way, everyone knew the financial obligations up front.
My sorority did allow new members as well as sisters to finance their dues. Generally, you would have to pay your initiation fee and buy your badge some time before initiation, but you could spread out your chapter dues over the semester. Check with the treasurer.
My parents didn't approve of my joining a sorority either, but I worked a part-time campus job, and from that I paid my own dues, and that was fine with them.
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