Bank Statements
 

Okay guys...yesterday Will and I went to the mall to do a little shopping. He bought me a purse on his dillard's card and I used my atm visa card to buy two items...an iced mocha and a bottle of shampoo.

Well today I check my statement online and notice it says "Check Card Activity" = $1.00? I will see that sometimes if I take money out from a non-Wells Fargo atm...but yesterday, or the day before that, I made no such withdrawls! Do you think someone could have made an extra transaction as a "TIP"?

I've heard of such things happening...but I'm not sure! What would you do?

Hootie

Some banks will charge a monthly "check card activity" fee, usually just a dollar or two per month that your card is actively being used. Sort of like the checking account fees some banks charge.

whew! i got off the phone...i tried to delete this thread but it wouldn't! the bank said that since i had purchased gas at the pump and since it was over the weekend, the people run through a buck to make sure it's an active account and then by tomorrow the statement will show the actual amount and to whom it was from!

Here I was freaked that it was someone trying to take a tip! LOL!

Hootie:p

yeah, i have a wells fargo account and they do that from time to time, but within a day or two, it goes away! :D

along the same lines..
sometimes when you open up a tab at a bar, they hold about $50 or so when they open the tab to make sure you can cover the tab..i learned this the hard way one day this summer when i had gone out the weekend before, when i checked my bank balance online the following monday and was overdrawn, started freaking out because i knew there was NO WAY that i could be overdrawn...just an fyi so if this ever happens to any of you, ,you don't freak out :)

That totally sucks! Cuz you really weren't overdrawn but I'm sure you probably had to pay an overdrawn fee!

Banks confuse me sometimes... URG!

luckily i didn't have to pay a fee..i called my bank immediately and bitched until i found out what the deal was, and made sure i didn't have to pay a fee..

i agree about bank confusion tho..seriously..whats the deal w/charging an overdraft fee? obviously i didn't have the money to begin with, why are you taking more from me!?!