That's the kind of job I want. Where can I find this magical job?

Subway...weren't you listening?

-Rudey
--They make more money than Tim Hortons.

Then what am I doing here...?(can't say because I'm actually at work) :D

Minimal Work
 

A few months ago, during the Refi. boom, the mortgage industry was at some of the best rates seen in the last 20-30 years. Loan Officers were making a tremendous profit margin while people were refinancing their homes at killer rates. This would have been a great job because even amateurs who had not yet established realtor contacts or developed a pipeline & infrastructure were extremely successful. The market has since begun to steer towards it's reciprocal but continues to be very volatile. Rates are still better today than they were a year ago. Many loan officers, especially those in smaller mortgage companies, usually work their own hours and/or work from home even. Best Wishes, Boodleboy322

but rudey, we gotta have my fucking timmies!

I don't know, i'd much rather have the cash to be driving an M3 (you know they have formula 1 style paddle-shifters now?) at 25 than a C 600 when i'm 40. For me, i'll sit on my pretty boy looks... hoping for that elusive sugar momma.

Perhaps...the sugar mama thing sounds good, too. It'd be a blow to my self respect, but pride is for the poor. Besides, having Paris Hilton on my arm would help stroke my ego back to way above normal. I don't care where it's been before.

Don't bad mouth Freedom Hilton. I love her. And if you saw the girls bankers roll with, your mouth would drop. These are Paris Hilton to the max. American Psycho has some of those girls. But usually those are the coke head bankers.

-Rudey
--Nick, I didn't know they had that on the M3. My buddy has one with an incredibly modified engine but we're pretty sure his family is involved with some international crime syndicate.

How would you describe the "mold" of these banking firms? (Goldman, Credit Suisse, Merrill, JP Morgan, Morgan Stanley...just to name a few..)

Yeah so could you just name any and every bank while you're at it? :)

Goldman - Hey I'm a nerd and proud of it and would take a stabbing for the firm. I think regardless that I'm great.

Morgan Stanley - I'm "white shoe" great. This is actually a disappearing mold though.

CSFB is a bit European and Merrill and JP tend to be a bit more diverse except certain product groups have nerdier former accountant types, some have frat boys, etc.

The mold is hard to describe. It varies by firm, region, product group, industry focus, etc. These firms all look for the same things but there is just something that makes you look like you fit in with them and that's when they hire you. That's why most IB's do not give you quant tests. Only UBS and HSBC did that with me and only Deutsche asked me to talk about modelling. It's all personality after they realize you're smart.

-Rudey

which firm do you work at?

Sorry, I don't reveal certain personal information.

-Rudey

I can understand that. You wouldn't want all the GC ladies stalking you at work. ;) :p

According to Fed Reserve Analysts:
 

Salaries: The combined salaries of workers in NYC employed in the Securities industry is 20% of all earnings in NYC. I don't think this figure includes bonuses since a bonus isn't considered salary, and I have no idea who makes most of their income from salary but it isn't us.

-Rudey
--That's another reason to learn about this industry; we carry the world's greatest city on our backs.

I really need to get a big money job. Rudey, where should I start? Should I get an MBA? I really want to make some changes in my life.

I'd try to get into a school with a big name - top 10. MBA is a worthless degree if not for the networking connections. I'd look into pub pol/international studies type programs as well. Then schmooze and land a good job. The programs tend to look more favorably on people not straight out of college.

-Rudey
--I'm personally looking at Woodrow wilson right now above everything else because of one of our regional banker's experience there.