No money doesn't bring you happiness but it sure does help give you more choices. I no longer feel trapped and can pursue other opportunities in the near future-knowing that I have a choice makes me very happy:).

I find it funny that a bankruptcy thread has segued into a discussion about student loans--the one type of debt that can't be discharged in bankruptcy.

My saying is: Of course, money does not bring happiness. But you're gonna be a lot happier with a roof over your head and a car to drive to work everyday than you would be living on the streets. :p

That, of course, is not the level we are discussing. It's the level of extra money in hand. The idea of debt just can't be handled by some people. I'm not sure what opportunities you might miss out on bc you have student loan debt, but I imagine it's largely self inflicted due to anxiety over debt in general. Student loan debt isn't used to calculate you debt level for mortgages, etc. I can understand saying you just didn't like having debt, but really what opportunities are opened up by discharging that debt?

Ha, I know. It was a joke :p