Well, thanks for waking up to the real world. Your coffee and breakfast muffin await you. :p

Many studies have done that and the findings confirm what your first paragraph states. There is disparity based on race and gender. :)

I figure I do about 15 hours of public relations freelance a month at $75.00 an hour. So that's $1,125.00 a month before taxes. $13,500 a year. Yikes, that's pretty depressing!

I'd like to apologize to the rest of America's White women for holding down your average :(

Of course this is my opinion and I have little research the back it up, but I have seen that most college-educated and graduated African American women that are in the workforce work for reasons more that just only making money... Many of them could be single parents with 1 or more children to rear...

Employers do look at that for providing increases in pay--i.e. based on a person's life situation--does he or she have a family to support?

Most out of college grads that have not gone into the military afterward, or go to graduate/professional schools but decide to get jobs may or may not have a huge difference in pay, hence the reasoning in finding a secondary job to pay the differential...

For those of you on student loans, how long do you have before you have to pay them back after graduation? Just asking.

I think the loan thing kicks in within 6 months of graduation if I remember right. You can delay it by going back to school.

The reason why the total income matters is in regards to the spending. Working 2 jobs and making a lot of money for yourself is different from working 2 jobs, supporting a kid, and spending money as opposed to saving it.

-Rudey

It depended on the loan - for some it was six months, for some it was longer than that (not exactly sure, maybe 8-10).

She wouldn't spring for an X Box??? :confused: I say get yourself a new White girl :)

I think, again just my opinion, that there are some folks that work two jobs to live the "fabulously broke lifestyle"--like Suze Orman's books says...

Then there are those that have to work 2 jobs to support their family, because they do not get any support from anywhere else.

Either way, it is about choices in life...

And saving may or may not be optional in either case...

I know when I was young, I was pretty uneducated about saving... I would say, what for? But now, that I am older, I wish I had saved a small percentage of my income, even if it was a CD that I could not touch for 2-5 years and use the money for items at appreciate--i.e. real estate and investments...

That's what I am saying. The total income numbers sorta lead to spending habits/savings rates between races and sexes.

I'm sure the marketing companies out there already have the answer and it's probably posted on the net somewhere.

-Rudey

Basically, the thing is no matter what color, women have to work to help support The Family.

Opinions are like asswholes, everyone has one.

Hell, We all are on the edge of living, breathing and dieing.:(

You always come out of nowhere and say general things trying to shut down a conversation. These issues are complex, Tom, and often they exists BECAUSE not enough everyday people talk about them. This is why we are discussing this. If you are irked by the topic (which is ironic since you tend to irk everyone else most of the time) don't opine. Simply continue to browse the topics until you find one that suits YOUR intellect. :rolleyes:

Interesting you say that, because there are those of us that actually have these kinds of discussions...

However, it might be too little, too late when one gets later on in life...

Here's the thread I am talking about...

Well, he summarized the "crux of the issue" incorrectly in his post. That says a lot. :p

I have them all day and everyday. :)

@ your first paragraph: That goes for the average American, regardless of race or gender. But, you are correct in that it has a differential impact on women, blacks, and Hispanics because of the wage gap (which is fueled by persisting gender and race inequality).

Regardless of the "fabulously broke lifestyle hypothesis" and the "maybe these black women are single mothers hypothesis," the main point is that black women are more likely to be in the labor force AND to work 2 jobs for wage gap reasons.

Because blacks and Hispanics are disproportionately poor, they are least likely to receive support from "somewhere else." This is compounded by gender and is reflected in black women's greater "need" to be in the laborforce and to have more than one job.

May be so, however, I was one of the few women that worked 2 jobs when I was younger because I had to pay rent. Now, where I lived was of issue, which may have put me fabulously broke. However, I think I did it mainly to have "comfort items", rather than making ends meet...

But that's just me and my life. The census data does not suggest a social implication, the data just show numbers with a relative correlation to whatever the question was that they designed: i.e. what types of people are getting paid the highest wages--or even more broader than that...

I even doubt they developed a hypothesis until after they got all the data calculated and noticed some trends... It would be nice to see their actual stats that they used.