Kevin |
12-13-2024 12:03 PM |
Quote:
Originally Posted by 33girl
(Post 2510256)
Tell me you never watch Law & Order without telling me you never watch Law & Order.
Also, I worked in insurance for 11 years and this may offend someone, but it is the slimiest, shadiest, old boy networkiest industry I've ever encountered and full of creeps and snakes. That being said murder is not the answer and solves nothing.
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NOT THAT I'M ADVOCATING FOR MURDER. I'm just looking at this in the context of history.
But here is where I am here. The entire system, from the courts to the legislature has been captured by the big money. If your insurance doesn't cover your healthcare, hospitals have a 'your money or your life' business relationship with you and as they are no longer not-for-profit, they have a duty to shareholders to capture as much of your wealth as they are able. That's what's expected.
So you go in for a simple MRI and they send you a bill for $20K and the insurance company denies your claim. Do you get to say that was an unreasonable amount? Does someone prosecute the hospital for extortion? Nope. They get a judgment and garnish your accounts. You have pretty much no recourse outside of bankruptcy. There's no defense to a civil claim for something costing too much. It costs whatever the system says it costs and if that's 20x more than the provider down the street? Too bad.
The entire system is set up to protect this extortion racket. The only people who can change it are bought and paid for by the industry.
So outside of violence, what recourse does the little guy have?
And I disagree that murder solves nothing. It clearly had an impact on BCBS Anthem's consideration of a new policy in denying claims for anesthesia beyond certain time limits on procedures.
And bigger picture, throughout history, when you've had oppressive systems where the people had no recourse, violence has always been the answer. And not only has it been the answer, it's often been effective at producing change--not always good change, but it does produce change.
This whole bit is a warning shot. Let's see whether the industry thinks qu'ils mangent de la brioche is a good answer.
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